| To enhance the Home Buyers Club (HBC) training courses, VNHS offers one-on-one counseling sessions to the HBC graduates in:
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| | · Assisting in repairing/correcting credit issues |
| | · Guidance in improving credit scores |
| | · Making recommendations to minimize expenses and save more (budgeting) |
| | · Setting up an action plan for the family |
| | · Prepare a time line to homeownership |
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| The one-on-one sessions take what was taught in class and tailors it to the needs of the individual family unit. This not only re-enforces the lessons learned, but sets the family on the path of responsible handling of credit and budgeting. This then creates a default resistant future homeowner.
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